U.S. Stock Markets (NYSE & Nasdaq)
Contrary to some early-close holidays like Christmas Eve, the major U.S. stock exchanges typically maintain regular hours on New Year’s Eve.
- Wednesday, Dec 31, 2025: Open for a full trading day (9:30 AM – 4:00 PM ET).
- Thursday, Jan 1, 2026: Closed for New Year’s Day.
- Friday, Jan 2, 2026: Reopens for regular trading hours.
U.S. Bond Markets (SIFMA)
The bond market follows a more conservative schedule than equities.
- Wednesday, Dec 31, 2025: Early Close at 2:00 PM ET.
- Thursday, Jan 1, 2026: Closed all day.
🏦 Banking & Postal Services
Are Banks Open Today?
- New Year’s Eve (Dec 31): Open. Since it is not a federal holiday, major banks like Chase, Wells Fargo, and Bank of America are open, though some branches may choose to close an hour or two early.
- New Year’s Day (Jan 1): Closed. All physical branches will be closed as it is a Federal Reserve holiday. Digital banking and ATMs remain functional.
Mail and Shipping Services
| Service | New Year’s Eve (Dec 31) | New Year’s Day (Jan 1) |
| USPS (Post Office) | Normal delivery & pickup | Closed (No mail delivery) |
| FedEx | Modified hours (some early closures) | Closed (Except Custom Critical) |
| UPS | Normal pickup & delivery | Closed (Except Express Critical) |
🗓️ What’s Next: 2026 Market Holidays
Following the New Year’s Day break, the next major market and bank closure in the U.S. will be Monday, January 19, 2026, in observance of Martin Luther King Jr. Day.