Mumbai, October 7: The National purchases Corporation of India (NPCI) has made Unified Payments Interface (UPI) transactions possible by employing biometric authentication. This means that instead of a six-digit PIN, users can now validate purchases with their face or fingerprint. The NPCI made the news on its official social media account on Tuesday.
The new function was shown off during the Global Fintech Fest in Mumbai, where T Rabi Sankar, the deputy governor of the RBI, was present. NPCI called the function “faster, simpler, and secure,” and said that fingerprint and facial authentication on devices will make transactions easier. We will still offer authentication based on PINs.
Along with biometric verification, NPCI also showed:
UPI Multi-Signatory lets you have joint accounts that need permission from one or more signatories for transactions.
UPI Lite on Smart Glasses: You may now perform small transactions without using your hands by scanning QR codes and confirming them with voice commands.
UPI Cash Point: Works like a mini-ATM, letting people withdraw or deposit cash at participating stores, pharmacies, and business correspondents via UPI.
As of September 2025, UPI had 1,963.34 crore transactions worth Rs 24.89 lakh crore. This was a small drop of 1.83% from August. According to NPCI data, UPI handled almost 2,000 crore transactions worth Rs 24.85 lakh crore in August.