As India celebrates mid-winter harvest festivals such as Makar Sankranti, Lohri, Pongal, Magh Bihu, and Uttarayana Punyakala, banks in several states will remain closed on January 14 and 15, 2026. According to the Reserve Bank of India (RBI) holiday calendar, these holidays are recognized under the Negotiable Instruments Act.
January 14, 2026 – Bank Holidays:
Banks will be closed in some eastern and northeastern states including:
- Agartala
- Aizawl
- Bhubaneswar
- Imphal
- Itanagar
- Kohima
- Kolkata
- Shillong
January 15, 2026 – Bank Holidays:
Banks in major metros and states including:
- Mumbai
- Bengaluru
- Chennai
- Hyderabad
- Bhubaneswar
- Vijayawada
These holidays coincide with regional harvest festivals and mark the end of winter and the beginning of a new agricultural season.
Other Bank Holidays in January 2026:
- Jan 1: New Year’s Day and Gaan Ngai (North Eastern states)
- Jan 2: Mannam Jayanthi (Kerala)
- Jan 3: Birth anniversary of Hazrat Ali (Islamic community)
- Jan 12: Swami Vivekananda Jayanti (West Bengal)
- Jan 16–17: Thiruvalluvar Day and Uzhavar Thirunal (Tamil Nadu, Andhra Pradesh, Telangana)
- Jan 23: Netaji Subhas Chandra Bose Jayanti, Saraswati Puja, Basanta Panchami
- Jan 26: Republic Day
RBI also observes regular bank closures on the second and fourth Saturdays of the month.